FF Poll: Born And Raised

Q1. The One Big Beautiful Bill (OBBB) provides investment accounts for all babies born in the US between 2025 and 2028. The government will make a one-time $1k deposit in each, to be invested in a US stock-market index fund, and not to be touched until the child turns 18, at which point the holder can do with it as they wish.

If past market returns and rates of inflation hold, the $1k would be worth $2k in today's dollars by year 18, and if kept invested would be $13k in today's dollars by year 65.

We previously asked about the impact of these accounts on the wealth gap and financial literacy -- those results can be found in the "Additional Info" section of this poll's results page.

Today we ask, do you think this program will get many more Americans involved in the stock market, and would that be a positive development?

(Image: Market upside: US stocks have outpaced inflation by 2 to 1 annually on average since 1870. NYSE 1889)

overall

custom

male

female

rep

ind

dem

18-29

30-44

45-64

65+

Group A

Will get many more involved with stock market

32%

38%

25%

45%

28%

21%

25%

43%

27%

30%

32%

Will not

50%

38%

62%

32%

54%

66%

39%

38%

56%

57%

50%

Not sure

18%

23%

13%

24%

18%

13%

35%

19%

16%

11%

18%

Group B

More involved would be good thing

43%

46%

40%

76%

35%

14%

25%

48%

39%

43%

Bad thing

17%

5%

13%

30%

24%

23%

12%

14%

17%

Neither good nor bad

34%

32%

36%

18%

46%

49%

20%

34%

40%

34%

Not sure

6%

5%

7%

2%

6%

9%

2%

9%

5%

6%

Don't care

2%

1%

2%

0%

1%

3%

0%

3%

1%

2%

Q2. Last week, Michael Dell, founder and CEO of Dell Computers, and his wife Susan, announced they were donating $6.2b to baby investment accounts under the same OBBB provision referenced above, but for kids born between 2015 and 2024.

Eligible children will each receive $250, and must live in ZIP codes where the median income is less than $150,000, which is about 75% of US ZIP codes.

What is your view of this donation? (check all that apply)

(Image: Dell started PC Limited in 1984 from his dorm room at the University of Texas, and later changed the name to Dell. His first business card. )

overall

custom

male

female

rep

ind

dem

18-29

30-44

45-64

65+

Is a good use of charitable funds

66%

75%

57%

93%

64%

41%

56%

79%

65%

59%

66%

Is not

28%

19%

36%

4%

32%

49%

45%

14%

28%

31%

28%

Will provide meaningful benefit to society

43%

49%

39%

71%

34%

20%

37%

43%

48%

41%

43%

Will not

43%

39%

48%

15%

54%

67%

53%

42%

43%

Would enroll if I had eligible child

66%

67%

64%

80%

62%

54%

53%

78%

66%

60%

66%

Would not

16%

13%

19%

5%

18%

26%

12%

11%

19%

20%

16%

Not sure

11%

12%

8%

6%

9%

15%

22%

12%

5%

10%

11%

Don't care

1%

2%

1%

2%

0%

3%

2%

1%

Q3. President Trump was the primary force behind passage of the OBBB, and that bill refers to the newborn's investment accounts as "Trump accounts." The accounts have also been called 530A accounts, in reference to the section of the bill that defines the accounts, though for the most part the media and others have used "Trump accounts."

What do you think of naming them "Trump" v "530A" accounts?

(Image: Market downside: Oct 1929. Getty // Bettmann)

overall

custom

male

female

rep

ind

dem

18-29

30-44

45-64

65+

Group A

Official name should be Trump accounts

23%

24%

21%

45%

12%

4%

20%

26%

25%

17%

23%

Should be 530A accounts

54%

31%

66%

72%

55%

44%

56%

62%

54%

Should be some other name

16%

10%

21%

9%

18%

21%

5%

23%

15%

16%

Not sure

7%

12%

4%

14%

3%

2%

20%

7%

4%

5%

7%

Group B

If named "Trump" many fewer people will use

44%

51%

39%

24%

44%

63%

65%

33%

40%

50%

44%

Many more people will use

9%

10%

8%

17%

3%

0%

17%

7%

9%

No meaningful impact

44%

36%

52%

56%

49%

32%

35%

45%

51%

38%

44%

Not sure

3%

2%

4%

3%

0%

5%

2%

3%